:root{
  --navy:#082D4F;
  --navy-2:#0B3B66;
  --navy-3:#061F36;
  --teal:#14B8A6;
  --teal-2:#12D6C5;
  --ink:#11263A;
  --muted:#5E7284;
  --line:#DDE8EE;
  --soft:#F4F8FA;
  --white:#FFFFFF;
  --shadow:0 18px 50px rgba(8,45,79,.12);
  --radius:24px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  color:var(--ink);
  background:var(--white);
  line-height:1.55;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button,input,textarea,select{font:inherit}
.container{width:min(1180px,calc(100% - 40px));margin:0 auto}

/* header */
.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.94);
  backdrop-filter:blur(14px);
  border-bottom:1px solid rgba(8,45,79,.08);
}
.header-inner{height:78px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand img{width:190px;height:auto}
.main-nav{display:flex;align-items:center;gap:25px;font-size:.95rem;font-weight:650}
.main-nav>a:not(.button){color:#29475F}
.main-nav>a:not(.button):hover{color:var(--teal)}
.menu-toggle{display:none;background:none;border:0;padding:9px;cursor:pointer}
.menu-toggle span{display:block;width:25px;height:2px;background:var(--navy);margin:5px 0;border-radius:4px}

/* buttons */
.button{
  display:inline-flex;align-items:center;justify-content:center;
  min-height:50px;padding:0 22px;
  border-radius:14px;background:var(--teal);color:#05394A;
  font-weight:800;transition:.2s ease;border:1px solid transparent;
  box-shadow:0 8px 22px rgba(20,184,166,.22);
}
.button:hover{transform:translateY(-2px);filter:brightness(1.03)}
.button-small{min-height:42px;padding:0 17px}
.button-ghost{background:transparent;border-color:rgba(255,255,255,.35);color:var(--white);box-shadow:none}
.button-light{background:var(--white);color:var(--navy);box-shadow:none}
.button-outline-light{background:transparent;color:var(--white);border-color:rgba(255,255,255,.5);box-shadow:none}

/* hero */
.hero{
  position:relative;overflow:hidden;
  background:
    linear-gradient(115deg,rgba(6,31,54,.98),rgba(8,45,79,.95) 52%,rgba(11,59,102,.9)),
    radial-gradient(circle at 80% 20%,rgba(20,184,166,.18),transparent 30%);
  color:var(--white);
  padding:78px 0 72px;
}
.hero::after{
  content:"";position:absolute;inset:auto -16% -47% 42%;
  height:640px;border-radius:50%;
  border:90px solid rgba(18,214,197,.10);
  transform:rotate(-18deg);
}
.hero-orb{position:absolute;border-radius:50%;filter:blur(2px);pointer-events:none}
.hero-orb-one{width:260px;height:260px;background:rgba(20,184,166,.13);right:8%;top:9%}
.hero-orb-two{width:160px;height:160px;background:rgba(255,255,255,.06);left:45%;bottom:-40px}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.07fr .93fr;gap:64px;align-items:center}
.eyebrow{font-size:.77rem;letter-spacing:.22em;font-weight:850;color:var(--teal);margin-bottom:14px}
.eyebrow-light{color:#B9FFF5}
.hero h1{font-size:clamp(2.5rem,5vw,4.7rem);line-height:1.02;letter-spacing:-.045em;margin:0 0 24px;max-width:780px}
.hero h1 span{color:var(--teal-2)}
.hero-lead{font-size:1.19rem;color:#D8E7EF;max-width:640px;margin:0 0 30px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.hero-points{display:flex;gap:24px;flex-wrap:wrap;margin-top:28px;color:#C5D7E2;font-size:.92rem}
.hero-points span{display:flex;align-items:center;gap:8px}
.hero-points span::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--teal)}
.hero-panel{
  background:linear-gradient(180deg,rgba(255,255,255,.11),rgba(255,255,255,.06));
  border:1px solid rgba(255,255,255,.16);border-radius:28px;padding:28px;
  box-shadow:0 30px 70px rgba(0,0,0,.18);backdrop-filter:blur(12px)
}
.hero-panel-head{margin-bottom:20px}
.panel-kicker{display:block;color:#9FD9D5;font-size:.71rem;font-weight:800;letter-spacing:.17em;margin-bottom:4px}
.hero-panel-head strong{font-size:1.45rem}
.mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.mini-card{background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.10);border-radius:17px;padding:18px}
.mini-icon{font-size:1.45rem;display:block;margin-bottom:9px}
.mini-card b{display:block;font-size:1rem}
.mini-card small{display:block;color:#C5D7E2;margin-top:3px}

/* trust */
.trust-strip{background:#fff;border-bottom:1px solid var(--line)}
.trust-grid{display:grid;grid-template-columns:repeat(3,1fr)}
.trust-grid>div{padding:25px 28px;border-right:1px solid var(--line)}
.trust-grid>div:first-child{padding-left:0}
.trust-grid>div:last-child{border-right:0}
.trust-grid strong{display:block;color:var(--navy);font-size:1rem;margin-bottom:3px}
.trust-grid span{color:var(--muted);font-size:.92rem}

/* general sections */
.section{padding:88px 0}
.section-heading{max-width:760px;margin-bottom:38px}
.section-heading h2,.about-copy h2,.cta-section h2{
  margin:0 0 14px;color:var(--navy);
  font-size:clamp(2rem,4vw,3.25rem);line-height:1.08;letter-spacing:-.035em
}
.section-heading p{margin:0;color:var(--muted);font-size:1.06rem}
.solutions-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.solution-group{border:1px solid var(--line);border-radius:var(--radius);padding:27px;background:#fff;box-shadow:0 8px 30px rgba(8,45,79,.05)}
.finance-group{grid-column:1/-1}
.group-heading{display:flex;gap:15px;align-items:center;margin-bottom:22px}
.group-icon{width:50px;height:50px;border-radius:15px;display:grid;place-items:center;background:#E9FBF8;font-size:1.3rem}
.group-heading small{display:block;color:var(--teal);font-weight:850;letter-spacing:.13em;font-size:.69rem}
.group-heading h3{margin:3px 0 0;color:var(--navy);font-size:1.23rem}
.chip-grid{display:flex;flex-wrap:wrap;gap:9px}
.chip-grid span{padding:9px 12px;border-radius:999px;background:var(--soft);border:1px solid #E8F0F3;color:#2E4B61;font-size:.91rem;font-weight:700}
.not-found{margin-top:22px;background:linear-gradient(100deg,#EAFBF8,#F5FAFC);border:1px solid #D6F3EE;border-radius:22px;padding:24px 26px;display:flex;justify-content:space-between;align-items:center;gap:20px}
.not-found strong{display:block;color:var(--navy);font-size:1.16rem;margin-bottom:3px}
.not-found span{color:var(--muted)}
.availability-note{font-size:.78rem;color:#748797;margin:14px 4px 0}

/* dark / steps */
.section-dark{background:linear-gradient(120deg,var(--navy-3),var(--navy));color:#fff}
.section-heading.light h2{color:#fff}
.section-heading.light p{color:#C6D8E3}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.step{position:relative;padding:26px;border-radius:21px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.1)}
.step span{display:inline-grid;place-items:center;width:44px;height:44px;border-radius:50%;background:var(--teal);color:#06394A;font-weight:900;margin-bottom:26px}
.step h3{margin:0 0 9px;font-size:1.07rem}
.step p{margin:0;color:#C7D9E3;font-size:.92rem}

/* about */
.about-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:66px;align-items:center}
.about-card{position:relative;min-height:420px;border-radius:34px;overflow:hidden;background:linear-gradient(145deg,#06253F,#0A4472);display:grid;place-items:center;box-shadow:var(--shadow)}
.about-card::before,.about-card::after{content:"";position:absolute;border-radius:50%;border:56px solid rgba(20,184,166,.14)}
.about-card::before{width:350px;height:350px;right:-160px;top:-60px}
.about-card::after{width:260px;height:260px;left:-120px;bottom:-150px}
.about-mark{font-size:clamp(4.5rem,11vw,8.5rem);font-weight:950;letter-spacing:-.08em;color:#fff;z-index:2}
.about-mark::first-letter{color:#fff}
.about-glow{position:absolute;width:180px;height:180px;background:rgba(18,214,197,.23);filter:blur(55px)}
.about-copy p{color:var(--muted);font-size:1.05rem}
.about-badges{display:flex;flex-wrap:wrap;gap:9px;margin-top:24px}
.about-badges span{background:#EFF8FA;border:1px solid #DDEEF1;border-radius:999px;padding:9px 12px;font-size:.87rem;font-weight:750;color:#2F5268}

/* faq */
.faq-section{background:#F7FAFB}
.faq-list{max-width:900px}
.faq-list details{background:#fff;border:1px solid var(--line);border-radius:16px;margin-bottom:11px;padding:0 20px}
.faq-list summary{cursor:pointer;list-style:none;padding:19px 34px 19px 0;font-weight:800;color:var(--navy);position:relative}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary::after{content:"+";position:absolute;right:0;top:14px;font-size:1.55rem;color:var(--teal)}
.faq-list details[open] summary::after{content:"–"}
.faq-list p{margin:0 0 20px;color:var(--muted)}

/* CTA */
.cta-section{padding:70px 0;background:linear-gradient(110deg,#0C6D74,#0A415D 50%,#082D4F);color:#fff}
.cta-inner{display:flex;justify-content:space-between;align-items:center;gap:42px}
.cta-section h2{color:#fff;max-width:740px}
.cta-section p{color:#D7EBEE;margin:0;max-width:680px}
.cta-actions{display:flex;gap:10px;flex-wrap:wrap;min-width:max-content}

/* floating */
.floating-whatsapp{
  position:fixed;z-index:40;right:22px;bottom:22px;
  display:flex;align-items:center;gap:8px;background:#14B8A6;color:#06394A;
  border-radius:999px;padding:12px 17px;font-weight:900;
  box-shadow:0 16px 35px rgba(6,31,54,.25)
}
.floating-whatsapp span{font-size:1.05rem}

/* footer */
.site-footer{background:#061B2C;color:#D8E6EE;padding:54px 0 24px}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:40px}
.footer-brand img{width:200px;filter:brightness(0) invert(1)}
.footer-brand p{color:#93AEBE}
.site-footer strong{display:block;color:#fff;margin-bottom:12px}
.site-footer a{display:block;color:#AFC2CE;margin:8px 0}
.site-footer a:hover{color:var(--teal)}
.footer-bottom{margin-top:38px;padding-top:20px;border-top:1px solid rgba(255,255,255,.09);display:flex;justify-content:space-between;gap:20px;color:#7894A5;font-size:.82rem}

/* pages */
.simple-page{min-height:100vh;background:#F7FAFB}
.simple-page main{padding:70px 0 100px}
.prose-card{max-width:900px;margin:auto;background:#fff;border:1px solid var(--line);border-radius:24px;padding:40px;box-shadow:var(--shadow)}
.prose-card h1{color:var(--navy);font-size:2.4rem;letter-spacing:-.03em}
.prose-card h2{color:var(--navy);margin-top:32px}
.prose-card p,.prose-card li{color:var(--muted)}
.back-link{display:inline-flex;margin-bottom:24px;color:var(--teal);font-weight:800}

/* responsive */
@media (max-width:980px){
  .menu-toggle{display:block}
  .main-nav{
    display:none;position:absolute;left:20px;right:20px;top:70px;
    background:#fff;border:1px solid var(--line);border-radius:18px;
    padding:18px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch;gap:4px
  }
  .main-nav.open{display:flex}
  .main-nav a{padding:11px 8px}
  .main-nav .button{margin-top:6px}
  .hero-grid{grid-template-columns:1fr;gap:34px}
  .hero-panel{max-width:720px}
  .steps{grid-template-columns:1fr 1fr}
  .about-grid{grid-template-columns:1fr;gap:38px}
  .about-card{min-height:300px}
  .cta-inner{align-items:flex-start;flex-direction:column}
  .cta-actions{min-width:0}
}
@media (max-width:720px){
  .container{width:min(100% - 28px,1180px)}
  .header-inner{height:68px}
  .brand img{width:157px}
  .hero{padding:58px 0 50px}
  .hero h1{font-size:clamp(2.35rem,11vw,3.45rem)}
  .hero-lead{font-size:1.02rem}
  .hero-actions{flex-direction:column}
  .hero-actions .button{width:100%}
  .hero-points{gap:10px 18px}
  .hero-panel{padding:18px}
  .mini-grid{grid-template-columns:1fr 1fr}
  .mini-card{padding:14px}
  .trust-grid{grid-template-columns:1fr}
  .trust-grid>div{padding:18px 0;border-right:0;border-bottom:1px solid var(--line)}
  .trust-grid>div:last-child{border-bottom:0}
  .section{padding:64px 0}
  .solutions-grid{grid-template-columns:1fr}
  .finance-group{grid-column:auto}
  .solution-group{padding:21px}
  .not-found{flex-direction:column;align-items:stretch}
  .not-found .button{width:100%}
  .steps{grid-template-columns:1fr}
  .about-card{min-height:240px}
  .about-mark{font-size:5rem}
  .cta-actions{width:100%;flex-direction:column}
  .cta-actions .button{width:100%}
  .footer-grid{grid-template-columns:1fr}
  .footer-bottom{flex-direction:column}
  .floating-whatsapp b{display:none}
  .floating-whatsapp{width:52px;height:52px;padding:0;justify-content:center}
  .prose-card{padding:26px 20px}
}
@media (max-width:430px){
  .mini-grid{grid-template-columns:1fr}
  .hero-panel-head strong{font-size:1.25rem}
  .group-heading{align-items:flex-start}
}